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November 2016 Archives

Are all debts forgivable under bankruptcy?

Many people use bankruptcy as a means to eliminate debt and gain control over their financial situations. Bankruptcy does discharge certain debts but not all of them. To better understand if this type of action is best for you, you need to have a clear understanding of which debts are not able to be discharged.

5 illegal debt collection methods

As a responsible person, you always make an effort to pay your bills on time. However, if you have had an unexpected event in your life, you may have to pick and choose between bills you can pay right away and debts that have to be put off until later. If your debt has reached the past-due stage, then you are probably being contacted by debt collection agencies.

How can I reduce my car loan through a cramdown?

Many people in Florida find themselves so overburdened by debt that they file for bankruptcy to get things in order. This makes them better equipped to manage their debts. Among those may be a car loan that they are struggling to afford. Instead of giving up what may be their only form of transportation, they may be able to keep their vehicle by reducing their car loan through a cramdown. You should take some time to learn how this option can make your car payments more affordable in bankruptcy.

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