Have you ever been forced to pay a late fee on a credit card not because you were unable to make the minimum payment, but because you simply forgot to pay it by the due date? If so, you are not alone. Many people struggle with paying their bills on time, and while this may happen because of a lack of funds, it, too, may result simply from having too many things going on in your head at a given time.
Whether you are building or rebuilding your credit, there are some mistakes you can easily avoid that take nothing more than a little of your time. By sidestepping these pitfalls, you control your credit cards rather than your cards controlling you.
"Debt" can be an ominous word with a bad connotation. When you hear statistics like, "the average person took on 2 percent additional debt since the previous year," you probably see it as a bad sign. Is it? Can taking on debt be a good thing?
It was the busiest weekend of the year for shoppers. The annual deal days began on Thanksgiving Day, often referred to by retailers as "Gray Thursday." Even those who firmly believe the day is best spent at home with family had plenty of time to take advantage of the discounts.