As you likely know, the state of the economy has not been easy on homeowners over the past decade, particularly for those who live in Florida. Many have had to file bankruptcy, and many have had to deal with their homes going into foreclosure. You may even be one of those who are still be experiencing the effects of the market crash and what it has done to homeowners everywhere.
Trust is a hard thing to come by these days, especially if you are behind on your mortgage. You get calls from your lender or third-party servicer at the beginning of the month. If you get a good representative, the call is somewhat conversational. The collector gently reminds you that you haven't paid yet but that the company will work with you.