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October 2016 Archives

The benefits of a cramdown option for auto loans

In a previous blog we discussed a concern that many people express when reviewing their options connected with bankruptcy filing: car repossession. When individuals file bankruptcy, protections against asset seizure are put in place until the court creates a plan to resolve the debt issues. In drafting a plan, the court strives to provide options favorable to all parties involved.

If I file for Chapter 13, will my car be repossessed?

Not having the money to pay all of your bills or make ends meet can be a scary reality. Unfortunately, it's one thousands of Americans deal with every year. In order to maintain the financial status quo, many people rely on their car or vehicle to get them to and from their job. Without a vehicle, maintaining employment could be extremely challenging if not impossible in certain situations.

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